You can't have bank holding companies acting as hedge funds. You can't have them taking a million-dollar pension plan for Joe Schmo the bus driver and treat it with the same risk appetite that you treat George Soros' pocket money. It's fundamentally ridiculous.
At this point I have enough money to live 25 lifetimes. You couldn't spend the money I've accrued now.
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Everybody gets everything handed to them. The rich inherit it. I don't mean just inheritance of money. I mean what people take for granted among the middle and upper classes which is nepotism the old-boy network.