When I walked to school in the mornings I would start out alone but would pick up four other boys along the way. We would set out together after school across the village green.
I learned why 'out riding alone' is an oxymoron: An equestrian is never alone is always sensing the other being the mysterious but also understandable living being that is the horse.
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You can't get rid of it with exercise alone. You can do the most vigorous exercise and only burn up 300 calories in an hour. If you've got fat on your body the exercise firms and tones the muscles. But when you use that tape measure what makes it bigger? It's the fat!