There is a kind of fear approaching a panic that's spreading through the Baby Boom Generation which has suddenly discovered that it will have to provide for its own retirement.
You don't want too much fear in a market because people will be blinded to some very good buying opportunities. You don't want too much complacency because people will be blinded to some risk.
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Part of the reason that the government's fear mongering is succeeding is because so many people are so ignorant that it is easier for government to frighten people in submission.
