The sage does not hoard. The more he helps others the more he benefits himself The more he gives to others the more he gets himself. The Way of Heaven does one good but never does one harm. The Way of the sage is to act but not to compete.
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As individuals people are inherently good. I have a somewhat more pessimistic view of people in groups. And I remain extremely concerned when I see what's happening in our country which is in many ways the luckiest place in the world. We don't seem to be excited about making our country a better place for our kids.