One-third of Americans have already been forced to change their lifestyle because their disposable income is gone. A guy can't go to the corner bar after a rough day at work to have a beer that's gone to oil!
One of the most important things that I did to turn my life around was to realize and to accept that from this minute that's all we have. Everything that happened behind us we cannot change so you might as well look to the future.
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The reality of split government puts a premium on creativity within the administration. President Obama needs to put the right people in charge of the agencies and then have them push the bounds of administrative power to change policy through those agencies. President Obama has a pretty good track record of this.