North Americans as a whole need to embrace having clothes altered to their body. I hear it all the time: why do the Europeans always look so good? They have a relationship with their tailor and spend the time and money to make their clothes look their best.
Central banks don't have divine wisdom. They try to do the best analysis they can and must be prepared to stand or fall by the quality of that analysis.
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My good friends are Mormon some of the best people I know.