Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.
I always try to keep the circumstances in my life fresh. I like to change the physical environment I live in change the people around me and try to experience things for the first time. I think that keeps one on their toes creatively and spiritually.
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One of the most important things that I did to turn my life around was to realize and to accept that from this minute that's all we have. Everything that happened behind us we cannot change so you might as well look to the future.