I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.
Don't bring your need to the marketplace bring your skill. If you don't feel well tell your doctor but not the marketplace. If you need money go to the bank but not the marketplace.
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To give real service you must add something which cannot be bought or measured with money and that is sincerity and integrity.