Economy is the basis of society. When the economy is stable society develops. The ideal economy combines the spiritual and the material and the best commodities to trade in are sincerity and love.
The noir hero is a knight in blood caked armor. He's dirty and he does his best to deny the fact that he's a hero the whole time.
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As you know from school it's when you have not prepared for the test that you have the fear of failing. And if you have prepared even if you fail you've done your best.