Ninety percent of the students take the 'preferred lender.' Why? Because that's the nature of the relationship. You trust the school. The school is in a position of authority.
In the beginning you must subject yourself to the influence of nature. You must be able to walk firmly on the ground before you start walking on a tightrope.
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Anyone who has obeyed nature by transmitting a piece of gossip experiences the explosive relief that accompanies the satisfying of a primary need.