Today we have a health insurance industry where the first and foremost goal is to maximize profits for shareholders and CEOs not to cover patients who have fallen ill or to compensate doctors and hospitals for their services. It is an industry that is increasingly concentrated and where Americans are paying more to receive less.
I agree with just about everyone in the reform debate when they say 'If you like what you have you should be able to keep it.' But the truth is that none of the health reform bills making their way through Congress actually delivers on that promise.
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We designed both our state employee health plans and the one we created for low-income Hoosiers as Health Savings Accounts and now in the tens of thousands these citizens are proving that they are fully capable of making smart consumerist choices about their own health care.