In fact when you combine stem cell technology with the technology known as tissue engineering you can actually grow up entire organs so as you suggest that sometime in the future you get in an auto accident and lose your kidney we'd simply take a few skin cells and grow you up a new kidney. In fact this has already been done.
Web 2.0 ideas have a chirpy cheerful rhetoric to them but I think they consistently express a profound pessimism about humans human nature and the human future.
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I shall go further and say that even if an examination of the past could lead to any valid prediction concerning man's future that prediction would be the contrary of reassuring.