I have a fear of poverty in old age. I have this vision of myself living in a skip and eating cat food. It's because I'm freelance and I've never had a proper job. I don't have a pension and my savings are dwindling. I always thought someone would just come along and look after me.
There is the fear common to all English-only speakers that the chief purpose of foreign languages is to make fun of us. Otherwise you know why not just come out and say it?
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I won't touch on risky because that's subjective. People are just afraid of things too much. Afraid of things that don't necessarily merit fear.
